Terms of Service

1. Acceptance of Terms

By accessing and using the Debit Management System, you accept and agree to be bound by the terms and provisions of this agreement.

2. User Accounts

Users are responsible for:

• Maintaining the confidentiality of their account credentials
• All activities that occur under their account
• Notifying us immediately of any unauthorized use

3. Data Privacy

We are committed to protecting your data privacy. All user data is handled in accordance with our Privacy Policy and applicable data protection laws.

4. System Usage

The system must be used for legitimate debt management purposes only. Users agree to:

• Enter accurate and truthful information
• Maintain professional conduct in all communications
• Not use the system for harassment or illegal activities
• Comply with all applicable laws and regulations

5. Security

Users must adhere to security best practices, including:

• Using strong passwords
• Not sharing account access
• Logging out after each session
• Reporting security concerns immediately

6. System Availability

While we strive for 24/7 availability, we do not guarantee uninterrupted access. Maintenance and updates may require temporary system downtime.

7. Limitation of Liability

The system is provided "as is" without warranties of any kind. We are not liable for any damages arising from system use or data loss.